-Up to 85% with no max loan.
-New builds acceptable (apartments and freehold houses).
-Back-to-back re-mortgages acceptable.
-The rate is between BBR+2.00% and BBR+2.50% (underwriter's discretion).
-2.50% arrangement fee
-No tie-in periods and no early repayment charges and lump sums can be made penalty free.
-They do not credit score.
-There is no exposure limit in developments.
-Rental calculated at 125% of 6.75%. Although rental incomes can be aggregated across portfolio - in which case calculation is calc 115% at 6.75%.
-The lender's surveyor to confirm rental of security. Portfolio spreadsheet used to confirm rentals of portfolio properties - no further verification required (just be careful what the bank statements show).