1: How much can I borrow?
Answer: Loans start from £30,000. Please contact the Business Development Team to discuss your requirements.
2: How do I apply?
Answer: You need to complete our Application Form and Statement of Assets and Liabilities. Please click here for further details.
3: Do you accept 2nd Charges as security?
Answer: No. We are not currently accepting Second Charges as security.
4: What is the Maximum LTV?
Answer: The maximum LTV is dependent on the property taken as security. To confirm our current LTV's please contact the Business Development Team.
5: What are the costs involved?
Answer: Every bridging loan is different and so there is no standard answer. Generally you will have the following costs:
Administration Fee (usually a percentage of the loan) which will be deducted from the loan advance Valuation Fees Your solicitor's fees and disbursements Our solicitor's fees and disbursements - deducted from the loan advance Broker Fee (if you use a broker) – usually a percentage of the loan, deducted from the loan advance Interest – rates depend on individual case, deducted from the loan advance) Completion Fee
6: Do you lend on Northern Ireland properties?
Answer: Yes, Fontis Capital will lend against properties in England, Wales, Scotland and Northern Ireland
7: How do I find out more about your products?
Answer: Please contact our Business Development Team who will be able to help you with enquiries regarding our products. Alternatively email tan.tran@fontiscapital.com
8: Can I borrow 100% of the purchase price?
Answer: Yes, providing strict criteria are met AND you have additional properties to offer as security.
We set individual rates on the basis of the financial status, personal circumstances and the amount borrowed for each applicant. Eligibility criteria and conditions apply.
Loans are subject to the circumstances, affordability, loan amount and loan to value to determine what products are available to applicants.